Home • Contact Us • Privacy
Consumer Loans are granted to qualified borrowers for various purposes, such as: Automobiles, ATVs and snowmobiles, recreational vehicles, boats, misc. retail purchases and for personal use. The terms of these loans are based on the age and type of collateral offered, with competitive interest rates. Call one of our Loan Officers for details.
Upon approval, a personal reserve line of credit can be attached to your checking account. Reduce the worry if you inadvertently overdraw your account or write yourself a loan just by writing a check. The amount of the line of credit will be determined by your credit capacity and may or may not be secured by collateral.
We can offer flexible loan terms to borrowers who use their Peoples State Bank Certificate of Deposit as collateral. Please contact the Loan Department for current rates and terms.
Long term mortgage products are available at competitive fixed interest rates to qualified borrowers. Our loans are sold to Freddie Mac; however they are serviced with us – no need to correspond with an unfamiliar institution.
Borrowers can construct a home or garage, while making interest only payments based on the outstanding principal balance on the construction loan. Once the construction is complete, the loan will be converted to the mortgage loan option that is best for you.
Balloon mortgages offer a fixed interest rate during the balloon term, with a longer amortization period for affordable payments. Upon maturity of the balloon term, the mortgage then needs to be renegotiated for the next balloon term.
**Peoples State Bank has partnered with Top Flight and is now able to offer additional mortgage products. Contact one of our Mortgage Loan Officers for current interest rates and further information.
Access to Personal and Small Business Credit Cards
ACH / Auto Debit Loan Payments
Lost / Stolen Card Reporting Numbers:
ATM/Debit Card: (800) 236-2442
Visa® Credit Card: (800) 883-0131 Apply Online
eBanking After-Hours Support Line: (866) 263-0580
©2019 Peoples State Bank of Munising. All Rights Reserved.
Download Adobe Reader - Site Map
Email us at: email@example.com
Your privacy is very important to us. We would like to advise you that internet email is not secure. Please do not submit any information that you consider confidential via email. We recommend you do not send your social security or account number or any other specific confidential information via email.
You are leaving Peoples State Bank’s website and linking to a third party site. Please be advised that you will then link to a website hosted by another party where you will no longer be subject to or under the protection of the privacy and security policies of Peoples State Bank. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. Peoples State Bank assumes no liability for the content, information, security policies or transactions provided by these other sites.