FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Consumer Savings Accounts
Regular Savings Account
No minimum balance required*
No monthly maintenance fee*
Interest bearing
Money Talks Telephone Banking accessible, our 24 hour automated telephone customer service line (1-800-236-1653)
ATM (automated teller machine) and debit card accessible
Free on-line access
Quarterly statements, monthly if account has EFT (Electronic Funds Transfers) activity
Combined statements available
Money Muncher Savings Account
(Minors under age 18)
All features are the same as regular savings with the addition of an incentive program. See customer service or tellers for more information.
Certificates of Deposit
91 day through 5 year terms available
Interest bearing
Competitive rates
IRAs (Individual Retirement Accounts)
91 day through 5 year terms available
Interest bearing
Traditional and Roth accounts available
Competitive rates
Savings Bonds
Purchase Savings Bonds through a Treasury Direct Account
Learn more about Savings Bonds through Treasury Direct
Savings Bonds can be redeemed at Peoples State Bank
Other Deposit Accounts Available
HSAs (Health Savings Account)
Education IRAs
Christmas Clubs
*An inactivity fee of $1 per month may be imposed on accounts with no deposit or withdrawal activity for six months or longer AND that have a balance of $10 or less.