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Personal Savings Accounts
Regular Savings Account
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No minimum balance required*
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No monthly maintenance fee*
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Interest bearing
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Money Talks accessible, our 24 hour automated telephone customer service line (1-800-236-1653)
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ATM (automated teller machine) and debit card accessible
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Free on-line access
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Quarterly statements, monthly if account has EFT (Electronic Funds Transfers) activity
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Combined statements available
Money Muncher Savings Account
(Minors under age 18)
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All features are the same as regular savings with the addition of an incentive program. See
customer service or tellers for more information.
Certificates of Deposit
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91 day through 5 year terms available
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Interest bearing
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Competitive rates
IRAs (Individual Retirement Accounts)
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91 day through 5 year terms available
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Interest bearing
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Traditional and Roth accounts available
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Competitive rates
Other Deposit Accounts Available
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HSAs (Health Savings Account)
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Education IRAs
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Christmas Clubs
*An inactivity fee of $1 per month may be imposed on accounts with no deposit or withdrawal
activity for six months or longer AND that have a balance of $10 or less.